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Online Refinance Calculator
| Refinance | |||
|---|---|---|---|
| Monthly savings for the new loan ($) | 278.00 | ||
| Lifetime savings for the new loan ($) | 83,400.00 | ||
| Upfront cost ($) | 6,583.26 | ||
| CURRENT LOAN ($) | NEW LOAN ($) | DIFFERENCE ($) | |
| Principal/Loan Amount ($) | 279,163.18 | 273,579.92 | -5,583.26 |
| Length (Months) | 300 | 300 | 0 |
| Interest Rate | 6% | 4.5% | 1.5% |
| Monthly Pay ($) | 1,798.65 | 1,520.65 | -278.00 |
| Total Payments ($) | 539,595.00 | 456,195.00 | -83,400.00 |
| Total Interest ($) | 260,431.82 | 182,615.08 | -77,816.74 |
| Points Equivalent To ($) | 5,583.26 | ||
| Points Equivalent To ($) | $6,583.26 | ||
| Cash Out ($) | NA | ||
| Take Home Amount After Cost/Point ($) | NA | ||
| Time to Recover Cost/Point (Months) | 23.68 | ||
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